Build a strong, long term sub prime profit center, while minimizing the risk commonly associated with sub prime finance.

SPU is the only agency with a proven process to guarantee success. Implementing our Total Solution Approach ensures that all the critical components needed for success are understood and used on a daily basis.

Our Process Includes:

• The physical set up of the sub prime office to ensure that documents and paperwork flow efficiently.


• Analyzing the inventory and educating the used, and new car manager on good sub prime buys.


• Understanding the importance of lender relationships and how to leverage programs to your advantage.


• The importance of timely funding and how it impacts cash flow.


• Understanding the different sales process with sub prime prospects.


• Knowing how to structure sub prime deals to maximize profit.


• Appointment setting and closing techniques that work.