The Total Solution Approach
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Welcome to Sub Prime University™ from Auto Credit Express®, the nations leading sub prime dealer services corporation.

Success in sub prime finance is not dependent on a computer, advertising, lenders or your inventory. Success is based on a complete and clear understanding of the entire sub prime process.

With over seventy-five years of combined sub prime experience, Sub Prime University is uniquely qualified to set up your sub prime department and maximize it’s profit potential.
We implement a Total Solution Approach in our process that combines the critical components: experience in selling cars, business management and process, inventory, lenders, advertising and technology.

Michigan State Board Approves
ACE Tech Institute has received approval from Michigan State Board for Private Postsecondary Education, Certificate number 20070026 pursuant to the Michigan Education Code.
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Automotive Sales Training
The ACE Group offers customized on-site training. Certified Trainers/Consultants ensure that all participants are able to fully understand and implement systems and materials. All workshops are also available as in-house training.

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Our Mission
Build a strong, long term sub prime profit center, while minimizing the risk commonly associated with sub prime finance.

SPU is the only agency with a proven process to guarantee success. Implementing our Total Solution Approach ensures that all the critical components needed for success are understood and used on a daily basis.
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Certification Program
Sub Prime University's faculty does sub prime finance everyday. Lead by Dick Haven and the seasoned SPU staff, we sell experience. This experience guarantees a program that accomplishes results. Our experts provide hands on department set-up, training, and operation, which will reduce the risks commonly associated with sub-prime finance. Our process brings in the customers, creates the approvals, generates sales, monitors contracts in transit, and generates net profit immediately.
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